It takes just 2 minutes to apply.
Loan acceptance arrives in a few minutes
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Cash will be in your bank account in 1 hour or less!
Once your account receives the money, you can immediately use it!
The operator of this website provides a referral service for consumers seeking online lending options and complies with applicable federal laws and regulations pertaining to this service. The operator of this website is NOT a lender. Loan amounts, APRs, fees, repayment options, and all other lending terms, conditions, and procedures vary by lender. It is essential that a loan applicant reviews the lender's terms and conditions before entering into a lending agreement. Residents of Arizona, Georgia, Massachusetts, Virginia, West Virginia and active members of the military are not eligible to apply for a cash advance on this web site. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice.
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If you have a Checking Account, your information will be presented to more lenders, increasing your chance of getting a loan.
cash175.us is part of the family of Web sites operated by Lender Finder Services. We specialize in financial markets and research, and have covered the Payday Loan industry for many years.
We are not a lender, but a referral service to help our visitors find legitimate online lenders. We are not responsible for any actions or ultimate decisions made by lenders, banks or other third parties. Furthermore, due to changing financial markets and lender rules and guidelines, the information about lenders and loan processes may not always be updated timely on our site. Actual lenders will be able to give you complete and accurate information regarding their services and terms once you get to their respective websites.
Please seek the advice of an appropriate professional regarding your evaluation of any information. If you need specialist advice or help, we encourage you to consult with an appropriate professional and/or company, who may require licensing, bonding or registration in order to lawfully do business in your state. We encourage you to check with the appropriate agency to be certain any requirements are met.
What is a Payday Loan or Cash Advance?
A payday loan or cash advance is a small loan, typically between $100-$1000, that can be used to help your unexpected expenses such as car repairs, household emergency repairs, urgent bill payments, or other financial emergencies. Payday loans can be a great short-term source of emergency cash, but need to be repaid when you get your next paycheck. Payday loans are therefore often referred to as cash advance loans.
The operator of this website is NOT a lender and does not make lending decisions. It is essential that an applicant reviews the lender´s terms and conditions before entering into a lending agreement.
How much does a Cash Advance cost?
The APR range for our lenders is typically 260.71% to 1825% APR. The APR range is not your finance charge. You will find out your finance charge later in the process. Also keep in mind that APR depends on how much you want to borrow and how quickly you want to repay. If you want a small loan with a quick payoff, our lenders will not be able to provide you loans with APR's at the lower end of this range. This is an expensive form of credit and should only be used for urgent financial needs.
A representative example: With a minimum 14 day loan term (regardless of early loan payoff), we estimate that the fees and finance charges offered by members of our lending network range from $12 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate (APR) for this estimated range would be between 391.07% and 782.14%.
The operator of this referral service website is NOT a lender and does not charge a referral or application fee to consumers for the use of its referral service. It is essential that an applicant reviews the lender´s terms and conditions before entering into a lending agreement.
A user of this website is under no obligation to enter into a lending agreement with any lender, and if a lender contacts a user of this website and offers a loan, the user is free to accept or decline any such offered loan at that time.
Will payday lenders do credit checks?
Companies that offer payday loans and cash advances with the three major credit reporting bureaus (Experian, Equifax, and Trans Union) on customers looking for cash advances.This is why consumers with bad credit are often able to utilize the services offered by payday lenders. Lending procedures vary by lender, and some lenders may review an applicant's information, using his or her social security number, in national databases that track consumer transactions with lending institutions (such as Teletrack, DP Bureau, or DataX).
How soon can I get the money I need?
The time it takes to process a payday loan and transfer or ACH funds into a customer's account varies with each payday loan company, and also depends on the financial institution where the customer has their bank account, but approved applicants can often receive their payday loan within one full business day after approval.
The operator of this referral service website is NOT a lender and does not charge a referral or application fee to consumers for the use of its referral service.
When do I need to repay my loan?
Repayment terms, including dates for repayment and any fees chargeable in the event of rollover (i.e. late repayment), vary for each company that offers payday loans, and it is essential that an applicant review all of these terms and conditions, before entering into a payday loan agreement.
The operator of this referral service website is NOT a lender and does not charge a referral or application fee to consumers for the use of its referral service.
What happens if you do not pay (Implications of Non-Payment)
Late/partial payments: If you do not pay the full amount of principal and interest by the agreed-upon payment date, you will likely be charged a new finance charge and payment date may be extended until your next pay date. This new finance charge may be a flat fee, or may be calculated by applying the proportionate amount of the finance charge to the unpaid loan amount. Review the late payment policy detailed in the loan documents provided to you by your lender before signing your e-signature, and thereby agreeing to the loan terms.
Non-payment: Cash Corner does not enforce payment. If you do not pay, your matched lender may take legal action against you. Additional fees may apply to you in the event that you are unable to repay your loan. Information regarding your payment history, delinquency or defaults on the account may be reported to a third party consumer reporting agency and may impact your credit rating.
Loan renewals: Cash Corner will not provide a renewal for you. Your lender has renewal policies which will vary. With every extension or renewal, a new finance charge ("Extension Fee") may be assessed by the lender, and the re-payment date may be extended until the borrower's next pay date. The finance charges can be significant depending on the lender
Collection practices: Collections practices of lenders and/or any assignee(s) will be in accordance with the principles of any applicable federal regulations at all times. Lenders may attempt to contact borrowers via one or more authorized methods, including phone calls and emails, to arrange for payment.
Impact to Credit Score: Your lender may report late or missed payments to the credit bureaus. This can negatively affect your credit store. Consumers with credit difficulties should seek credit counseling.
What services are provided by the operator of this Website?
The operator of this website is NOT a lender, and we do not make credit or loan decisions. We provide a cash advance and payday loan online referral service on our website. If a customer is looking for a cash advance or payday loan online, we help connect them with a network of companies who offer payday loans and cash advances. Our website features a secure application requesting information that lenders within our cash advance and payday loan referral network will use to decide whether they want to offer a customer a cash advance or payday loan. The information that they need in order to make cash advance or payday loan decisions about each customer includes name, address, home and work phone numbers, and email address. They also need a customer's birth date and social security number to comply with the US Patriot Act.
The operator of this website is NOT a lender. Loan amounts, APRs, fees, repayment options, and all other lending terms, conditions, and procedures vary by lender. It is essential that a loan applicant reviews the lender's terms and conditions before entering into a lending agreement.
What to expect when applying for a Payday Loan or Cash Advance online:
The operator of this website provides a referral service for customers looking for payday loans or cash advances online. We do not make decisions about whether to offer any specific customer a payday loan or cash advance – instead, we connect customers who have filled out our secure online application with our network of companies who offer payday loans and cash advances. Not all lenders can provide up to $1000.
After a user of this website submits his or her information onto the secure online application forms, the companies in our network that offer online payday loans and cash advances will review the user's information and decide whether or not to offer the user a payday loan or cash advance. The secure online review process usually takes only a few seconds, and if one of the companies in our network decides that they want to offer the user a payday loan or cash advance, then that company will either contact the customer directly to offer him or her a cash advance or payday loan, or the customer will be immediately redirected to the website of the loan company. If that happens, the customer should make sure to carefully review all of the terms about the cash advance or payday loan before deciding whether or not to enter into a loan or credit agreement, especially since loan terms and conditions (including fees, APRs, and repayment) can vary by company. A user of this website is under NO obligation to enter into a payday loan or cash advance agreement with any lender, and if a user of this website is contacted by a payday loan company and offered a loan, the user is free to accept or decline any such offered loan at that time.
What are the codes of practice and policies on responsible lending?
The operator of this website only provides a referral service for consumers seeking online lending options, and is NOT a lender. It is essential that an applicant reviews the codes of practice and policies on responsible lending of any lender, before he or she enters into a lending relationship. The lending conditions and requirements vary by lender, but representative general requirements of payday lenders may include:
What are the renewal policies?
The operator of this website only provides a referral service for consumers seeking online lending options, and is NOT a lender. Renewal policies vary by lender, and it is essential that an applicant review the lender's terms and policies before entering into a lending agreement. Exact loan terms, along with renewal policies, will vary by lender.
What are No-Fax Payday Loans?
Applicants can receive loans online from payday lenders without needing to fax additional documentation; however, a lender may require the faxing of additional documentation in some circumstances. The operator of this website only provides a referral service for consumers seeking online lending options, and is NOT a lender.
Do I qualify?
If you have a current job, are 18 yrs of age, have a monthly income of at least $800 a month and a bank account, most lenders will qualify you. Even bankruptcy and bounced checks don't prevent you from getting a cash advance.
Do I need a banking account?
You must have a checking or savings account to qualify for a cash advance.
If I have bad credit can I still qualify?
Typically lenders will give loans to those with bad credit, no credit or even after bankruptcies.
Can I receive a Cash Advance if I am unemployed?
You must be employed to qualify.
How much money am I eligible to receive?
There are many factors that go into the amount your eligible for with your cash advance. Not all lenders can provide your requested loan amount. Your income will help factor in how much cash your lender can provide.
Lenders will refer to the information provided in an online loan application when determining amounts that can be borrowed and other loan terms, and these terms and conditions vary by lender
Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you review this page each time you interact with this Site ensure your continuing familiarity with our current privacy practices. All amended terms shall be automatically effective after they are posted on the Site. Your continued use of the Site after such changes have been posted constitutes your agreement to the changes.
What personally identifiable information does the Site collect?
We collect information that may identify you (personally identifiable information) when you provide it to us through the Site, including when you complete and submit an application to be matched with a lender participating in our network of payday lenders. The types of personally identifiable information we may collect include, without limitation, your first and last name, email address, street address, telephone number, driver's license number, date of birth, banking account information, employment information, amount and frequency of paychecks, whether you rent or own your home, desired loan amount, military status, social security number, information about your spouse or dependent, and any other information requested at the time of collection. We may ask that you information that identifies other individuals close to you, such as the name of your supervisor at your place of employment and his or her telephone number. Additionally, we may save browsing and data log information linked to your usage of the Site. We may combine personally identifiable information we collect from you through the Site with other information about you that we receive from third party sources. By way of example and not limitation, we may use a change of address or other list service to ensure that our records for your loan matching application are accurate.
What other types of information does the Site collect?
We may collect certain non-personal information about you including, without limitation, your IP address and the referring domain from which you accessed our Site. Non-personal information is information that does not personally identify you. Other non-personal information we may collect includes browsing behavior, date and time of visit, the pages visited, time spent viewing the Site, return visits to the Site, and click-stream data. We do not track any information about you once you leave the Site. We may aggregate non-personal information about you with the non-personal information of other users of the Site, in which case we will not associate non-personal information with any personal information about you. In other circumstances, we may associate non-personal information with personally identifiable information you provide to us for the purposes described below.
What are "cookies" and how does the Site use them?
Data collection devices, "cookies" (including without limitation "confirmation pixels" for crediting affiliate marketers and/or for other purposes) are used to store, and sometimes track, information about you. Generally, cookies help provide personalized services and promote trust and safety. A cookie is a small file containing a small amount of data that is sent to your browser from a web server and placed on your computer's hard drive to assist us in providing our services. All pages on the Site where you are prompted to login or that are customizable may require that you accept cookies. Our cookies are only read by the server that placed them and are unable to execute any code or virus.
Remind us of who you are when you access your account information and/or use the service in order to deliver to you a more personalized service;
Measure your visiting patterns in the aggregate. Aggregate data (data gathered across all user accounts) may be gathered in a non-personally identifiable form to build higher quality online services by performing statistical analyses of the collective characteristics and behavior of our visitors, such as how long and how often users view certain pages;
Determine your clickstream to the Site;
Better personalize the content that you and other users will see on the Site;
Collect IP addresses and log-in information for system administration;
Automatically share some information with Google Analytics and/or other analytics programs to analyze a broad range of information. However, the analytics are exclusively for our internal use to better manage the website experience for our visitors and evaluate advertising strategies and tactics; and
Other purposes to assist us in delivering the highest quality service possible. You are always free to decline our cookies if your browser permits.
How does the Site use my information?
We use your information to provide the lender matching services for which you apply and to provide other products, services, and information that you request through the Site. We also may use your personal information to resolve disputes, troubleshoot problems, respond to your inquiries, detect and protect against error, fraud, or other criminal activity, enforce our Terms of Service, and for any other purposes that we deem appropriate.
We may use your information to contact you (by email, phone, text message and/or mail) for our own marketing or business purposes, such as to provide information about our new features of our loan matching service and special offers from our marketing partners. We may also you're your information to contact you regarding any problems with your application or account and for any issues related to website misuse.
This Site may display the advertisements and/or links of independent third parties ("advertisers"). If you independently interact with those advertisers after using our Site, those advertisers may collect personally identifiable information about you subject to the terms of their own privacy policies, which you should review.
What information is collected by third party advertisers?
In order to provide services free of charge, we may display advertisements. By accessing or using this Site, you expressly agree to receive these advertisements. The advertiser never has access to individual account information that you provide to us through the application process to connect you with a lender. However, these advertisers may use their own tracking technologies, including cookies, to collect information about you and other users of this Site who view or interact with their advertisements.
With whom does the Site share my information?
We may share your personally identifiable information (including, without limitation, your bank account information and social security number) with lenders participating in our lender network and other third parties with whom we have a business relationship. Those lenders and third parties may use your personally identifiable information to evaluate your qualifications to receive a loan or to communicate with you about other marketing or business offers via telephone, email, mail, or other channels. In addition, we may share some or all of your personally identifiable information with third party marketers and list managers with whom we have a business relationship.
What security precautions are in place to protect the loss, misuse, or alteration of my information?
Whenever the Site handles your personal information, we take steps to ensure that your information is treated securely and in accordance with the relevant Terms of Service and this Policy. Your information is stored on our servers located in the United States. We use procedural and mechanical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption. Unfortunately, however, no data transmission over the Internet can be guaranteed to be 100% secure. We cannot, therefore, warrant or ensure the security if any information you transmit to us or receive from us through the Internet, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
How are children's privacy protected?
Persons under the age of 18 or the age of majority in their jurisdiction are not authorized to use the Site. Those persons are prohibited from submitting any personal information to us.
All references herein to "we" mean Lender Finder Services, including its successors and assigns, which operates the Site and the Service. All references herein to "Applicant" or "you" refer to any user of this Site and the Service.
LENDER FINDER SERVICES IS NOT A LENDER, DOES NOT BROKER LOANS, AND DOES NOT MAKE CASH ADVANCES OR CREDIT DECISIONS. THIS SITE DOES NOT CONSTITUTE AN OFFER OR SOLICITATION TO LEND. WE DO NOT GUARANTEE THAT YOU WILL BE MATCHED WITH A LENDER OR ANY PARTICULAR LOAN PROGRAM OR THAT YOU WILL RECEIVE A LOAN. WE DO NOT GUARANTEE THAT THE PRICE, PRODUCT, AVAILABILITY, RATES, FEES, OR ANY OTHER LOAN TERMS OFFERED AND MADE AVAILABLE BY LENDERS THROUGH THIS SERVICE ARE THE BEST TERMS AVAILABLE IN THE MARKET. NOT ALL LENDERS PARTICIPATING IN THIS SERVICE CAN PROVIDE A LOAN UP TO $1,000 OR THE MOST FAVORABLE REPAYMENT TERMS
1. Eligibility Requirements.
You must be at least 18 years of age (or the age of majority in your state of residence) to set up an Account. If you provide any false, inaccurate, untrue, or incomplete information in your Application, we may immediately terminate your access to and use of the Service. It is your responsibility to keep the confidentiality of any username(s) and password(s) associated with your Application. THE SERVICE IS NOT AVAILABLE TO RESIDENTS OF ARIZONA, GEORGIA, MASSACHUSETTS, VIRGINIA, AND WEST VIRGINIA OR TO ACTIVE MEMBERS OF THE MILITARY.
2. Application Process.
The Service attempts to match Applicants who complete and submit an Application with one or more Lenders. To use the Service, you must complete and submit the information requested in the Application, which information may include (by way of example and not limitation) your name, street address, telephone number, date of birth, banking account information, desired loan amount, social security number, employment information, and any other information requested at the time of collection. You represent and warrant that the information you provide to us through your Application is accurate and truthful. If you do not provide such information in such manner, we reserve the right to deny, suspend, or terminate Service. We reserve the right to refuse to provide the Service to you, in our sole discretion, with or without cause.
We are not responsible for any failure or delay in providing the Service caused by errors, inaccuracies, or falsity in any of the Application information provided by your or by any technical problems beyond our reasonable control.
We are not an agent of you or any Lender. We are not involved with the Lender’s review and/or use of your Application information or in making a determination about whether you meet a particular Lender’s loan qualification criteria. We do not recommend or endorse the products of any particular lender. The Lender is solely responsible for its services to you, and you agree that we shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the Service. You understand that Lenders may keep your Application information for their own business and marketing purposes, whether or not you qualify for a loan with them.
3. Email, Fax and Cell Phone Policy.
Please be advised that if you provide us with an email address, fax number and/or cellular phone number, you have expressly granted us the right to contact you via email, fax, cell phone and/or text messaging, and you understand and agree that standard data and/or text message rate may apply.
This Agreement provides to you a personal, revocable, limited, non-exclusive, royalty-free, non-transferable license to use this Site conditioned on your continued compliance with the terms and conditions of this Agreement. Notwithstanding the foregoing, you may not modify, translate, decompile, create derivative work(s) of, copy, distribute, disassemble, broadcast, transmit, publish, remove or alter any proprietary notices or labels, license, sublicense, transfer, sell, mirror, frame, exploit, rent, lease, private label, grant a security interest in, or otherwise use in any manner not expressly permitted herein the Site. Moreover, you may not (i) use any "deep link," "page scrape," "robot," "spider," or other automatic device, program, script, algorithm, or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any portion of this Site or in any way reproduce or circumvent the navigational structure or presentation of this Site to obtain or attempt to obtain any materials, documents, or information through any means not purposely made available through the Site, (ii) attempt to gain unauthorized access to any portion or feature of this Site, including, without limitation, the account of another Applicant or any other systems or networks connected to this Site or to any of our servers or to any of the services offered on or through the Site, by hacking, password "mining," or any other illegitimate or prohibited means, (iii) probe, scan, or test the vulnerability of this Site or any network connected to the Site, nor breach the security or authentication measures on this Site or any network connected to the Site, (iv) reverse look-up, trace, or seek to trace any information on any other User of or visitor to the Site, (v) take any action that imposes an unreasonable or disproportionately large load on the infrastructure of this Site or our systems or networks or any systems or networks connected to the Site, (vi) use any device, software, or routine to interfere with the proper working of this Site or any transaction conducted on the Site, or with any other person's use of the Site, (vii) forge headers, impersonate a person, or otherwise manipulate identifiers in order to disguise your identity or the origin of any message or transmittal you send to us on or through the Site, (viii) use the Site to harvest or collect e-mail addresses or other contact information; or (ix) use this Site in an unlawful manner or in a manner that could damage, disparage, or otherwise negatively impact us. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, COPYING OR REPRODUCING ANY SERVICES, PROGRAMS, PRODUCTS, INFORMATION, OR MATERIALS PROVIDED BY US TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED.
5. Disclaimer of Warranties, Release, and Limitation of Liability.
THE SERVICE AND SITE AND ALL INFORMATION, PROGRAMS, SOFTWARE, AND MATERIALS PROVIDED THEREIN (COLLECTIVELY, "SERVICE INFORMATION") ARE PROVIDED ON AN "AS-IS" AND "AS AVAILABLE" BASIS AND MAY INCLUDE ERRORS, OMISSIONS, OR OTHER INACCURACIES. MOREOVER, WE MAY MAKE MODIFICATIONS AND/OR CHANGES IN THE SERVICE INFORMATION AT ANY TIME AND FOR ANY REASON. YOU ASSUME THE SOLE RISK OF MAKING USE OF AND/OR RELYING ON THE SERVICE INFORMATION. WE AND OUR PARENT, LICENSORS, SUBSIDIARIES, ADVERTISERS, LENDERS AND AFFILIATES MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE SUITABILITY, COMPLETENESS, TIMELINESS, RELIABILITY, LEGALITY, OR ACCURACY OF THE SERVICE INFORMATION FOR ANY PURPOSE, AND EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OR ANY OTHER IMPLIED WARRANTY. WE MAKE NO REPRESENTATION OR WARRANTY THAT THE SERVICE WILL OPERATE ERROR FREE OR IN AN UNINTERRUPTED FASHION OR THAT ANY FILES OR INFORMATION THAT YOU ACCESS FROM THE SERVICE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. Some jurisdictions do not allow the disclaimer of certain warranties or conditions or the limitation or exclusion of liability for loss or damage caused by negligence, breach of contract or breach of implied terms, or incidental or consequential damages. Accordingly, only the limitations which are lawful in your jurisdiction will apply to you and our liability will be limited to the maximum extent permitted by law.
You expressly absolve and release us and our Lenders from any claim of harm resulting from a cause beyond our or our Lenders’ control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other connection problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes, or other labor problems, wars, or governmental restrictions.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE AND OUR PARENT, LICENSORS, SUBSIDIARIES, ADVERTISERS, LENDERS AND AFFILIATES OR ANY OF OUR OR THEIR OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, SUCCESSORS, ASSIGNS, OR SERVICE PROVIDERS SHALL NOT BE LIABLE TO YOU FOR: (A) ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES WHICH MAY BE INCURRED BY YOU, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, ARISING OUT OF OR IN ANY WAY CONNECTED TO THE USE OF THIS SITE, THE SERVICE, OR ANY INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES OBTAINED THROUGH THE SITE, WHETHER RESULTING IN WHOLE OR IN PART FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF WE OR OUR LENDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGE. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply.
You hereby agree to indemnify and hold us harmless against any claims made by you or your successors arising out of or related to any violation of federal, state or local laws relating to any loan that you receive through the Service or your interactions with any Lender with whom you were connected through the Service.
We may temporarily or permanently stop providing the Service (or any features within the Service) to you, or terminate this Agreement, at any time if (a) you have breached any provision of this Agreement, (b) we are required to do so by law, (c) we believes, in our sole discretion, that you have committed fraud with respect to your access to and use of the Service, (d) the Lender or other business partner with whom we offer the Service to you has terminated its relationship with us, (e) the provision of the Service to you by us is, in our sole opinion, no longer commercially viable, or (f) we are no longer providing the Service to customers in the jurisdiction in which you reside or from which you use the Service. Termination is effective without notice.
7. Governing Law; Dispute Resolution.
This Agreement will be governed by and construed in accordance with the laws of the State of California, without regard to principles of conflicts or choice of law. All disputes arising out of or related to this Agreement, including the scope, the construction or application of this Agreement, shall be resolved by arbitration in accordance with the commercial arbitration rules of the American Arbitration Association then in force. The arbitration hearings and all meetings pursuant to this section shall be held in Contra Costa County, California and judgment on the arbitration award may be entered into any court of competent jurisdiction in Contra Costa County, California. No arbitrator shall have the power to award damages in connected with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joiner or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.
THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. By using our Service, you consent to these restrictions.
In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and us, you agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Contra Costa County, California. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.